I deliberated a lot before writing this.

This article is about my position on money, and mostly my positions are seasonal, but somehow I feel  I am converging on this.

Fredrick Herzberg motivational theory held money as a hygiene or a maintenance factor and not as a true motivator.

An HBR article states the below

“The results indicate that the association between salary and job satisfaction is very weak. The reported correlation (r = .14) indicates that there is less than 2% overlap between pay and job satisfaction levels. Furthermore, the correlation between pay and pay satisfaction was only marginally higher (r = .22 or 4.8% overlap), indicating that people’s satisfaction with their salary is mostly independent of their actual salary.”

I search for World’s most admired companies, and I get the following as top ten. Apple

  • com
  • Starbucks
  • Berkshire Hathaway
  • Disney
  • Alphabet
  • General Electric
  • Southwest Airlines
  • Facebook
  • Microsoft


I do not wish to emphasise the market capital of these companies.


I did a search for the world’s most admired top business leaders, and you can see the results here

I think you should just take a look at the individual net worth of the people who are listed.

So, what does admiration, success has in common?

Please note I am in no position to question the impact these people or organisations had in the world and continue to have.

I think we admire them because of their ability to deliver a higher return to their stakeholders consistently and as a result their individual net worth.

Closer home, Patanjali is more in the news because of its disruption in the FMCG and in short the numbers they are making.

I do not admire these companies because of their committed mission to eradicate poverty in the world.

I am admiring companies and people, where the measurable impact is the money and still individually I feel, I do not work for money.

Cognitive dissonance seems to be at play here.

I look at myself, and I have the following summary.

I worked for money. Nothing surprising. Before you jump to conclusions, let me add a caveat here. We all know about the Maslow’s hierarchy of needs. As long as what I was earning exceeded the physiological, safety needs, money played and continued to play an important role. I have not transcended the need for money.

I have also begun to realise that money is a personal thing.

I have realised in my experience

The hierarchy of needs is different for the different individual. Getting the next villa is important for some,  planning for the next summer is important for some, having a curd rice and taking an afternoon nap is important for some. You need to realise which gives you inner peace and stick to it. There is nothing wrong in any of these choices, as long as the choices are made by you consciously.

To find the sweet spot between what is a need and what is a need++ is dependent on the individual’s circumstances. I was watching the classic ‘To Kill a Mockingbird’, and a famous line goes something like this ‘You don’t know a person unless you have walked a mile in their shoes’.

So it is an individual choice based on your circumstances.

Aren’t you the master of your circumstances?

I am motivated to continue on this ramble, as I am flooded with continous stream of thoughts, but I think I will summarise my position as follows.

  • Money is both a pain killer and a much-needed It functions as an effective lubricant for many things that you do not anticipate or cannot anticipate.
  • I am not going to be driven by guilt when chasing it for my need or need++. It’s not the ‘money’ makes good academic sense.
  • I have understood though occasionally I dream about luxury and opulence, my peace comes from that shared by2coffee in that half sized patented cup from the roadside tea shop. You could argue that this is a case of ‘grapes are sour’ syndrome, and you will win that argument.
  • I do not want to lose sleep over not having it nor having too much of it. Incidentally, the latter will never be the case.
  • My heart says ‘Be contended’ and my pig head says ‘Go after it’. At this moment, the battle is on between them. I am just a neutral observer, though I have a fair idea of who is winning.

So here are my two rupees of not so prolific wisdom.

  • If you enjoy making it, continue the dream run. Don’t say if not for the money; I would have done something else. Do not fight making it. Instead, enjoy it. If you manage to change the world and have a great impact in the process, so be it.
  • If your “DIL”, ‘MAANGE MORU’ of that vitamin, experience it. It might not be worth accumulating. That is only a suggestion.

The only thing I am not able to get a handle on ‘why everyone says money is not the top motivator’.

In my view, Money is ‘THE TOP MOTIVATOR’.

I rest my case.

Enjoy Maadi (Have Fun)